Insurance matters always, but do you know what Goods-in-Transit insurance is, why it's used and how it protects the goods being transported?
It's main use is for protection when stationary, if a vehicle is parked prior to commencing the journey, and the vehicle is forced open, you're protected. In any claim for theft the company must provide evidential images to show a forced door, along with a crime reference number from the Police.
Understand, I don't know this because I've claimed, but because I've read the small-print.
As a logistics professional, transporting valuable goods it's crucial to understand how I can protect goods from all eventualities;
This explains why Goods-in-Transit insurance is low cost, our £30K policy costs just £176 / year.
That's because the risk is valued by the insurer as very low - the gold rule being, keep the vehicle locked while not in attendance.
Unlike other couriers, we don't multi-drop or depot swap, so the vehicle is never stationary when transporting customer goods - short of minor motorway stops and normal travel i.e. traffic lights etc. Our vehicles lock automatically when we pull away.
According to our insurer (Admimal), claims against a Goods-in-Transit are extremely rare.
Our standard insurance protects against theft of goods upto a value of £30K, but we can temporarily increase to the value of your goods.
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